Not so long ago, many people had to grab a dictionary when they heard the word:

Foreclosure

Not so anymore..Whether the cause was a dreaded ARM, or some other major change in life, foreclosure is devastating to your credit score. A mortgage is one of the biggest factors in a credit score, and one that ends in a foreclosed property drops your score considerably. The foreclosure, the mortgage, and the possible collection can stay on your credit report for 7 years. Even Renting an apartment is more difficult with a foreclosure in your past! Even if you saved the house from the foreclosure process, the filing may be on your credit reports, lowering your credit score, and limiting your options for the future.

If a bankruptcy was involved in a effort to save the house, make that life span 10 years. Derogatory information that appears on your credit report following a Bankruptcy seems to have about three times the negative impact on your score than it would have without the BK.

This means that all you have to do is keep your nose clean for a decade, and hope that those accounts that you filed on report correctly.

At some point in everyone's life, they reach a point at which they wish that their past credit mistakes could be erased, removed, even deleted, so that they could truly have a fresh start. When that point comes for you, remember CCFG, and see what we have done for others. CCFG shows you the proof! That foreclosed property can be just an unpleasant memory, not something that haunts you for a decade.

CCFG Credit can take care of much more than foreclosure. To see what else we can do for your credit score, check out our main site, linked below.

But there is a choice. Federal Laws state that these derogatory items "may" report for up to a decade. If you choose not to wait that long, scroll down to see what other folks in the same situation did to speed up the clock .. they called CrediClear Financial Group, the leading credit repair service!

CCFG Credit Repair can help raise your credit score!

If you are currently in a mortgage that is being a burden for you to pay, check out our Mortgage Loan Modification Programs that may help you stop foreclosure.

Credit Repair Proof Think you know what can't be done with a credit report? Think Again! Check out these Sample Replies ... You haven't read a lot of empty promises, and you won't hear them from CCFG. But how do you know we actually perform? You will see many mortgages in the pages to the right, these mortgages were in foreclosure, and, in many cases part of a multi million dollar bankruptcy that had multiple foreclosures. When these items are deleted, they are gone forever, and no longer hurt the Credit Score. When a bankruptcy is deleted, it is gone from that particular report forever, you will see a few examples of this as well. Tax Liens are unique in that many of them go from an unpaid status, to a paid status, then deleted. The buttons on the right contain Redacted copies of Actual Replies that go to our Clients on a regular basis.. You could soon be seeing results like these .. clicking each button opens a link to about 8 pages that our clients forwarded to us. Deleted = Bad Item gone forever, like it never happened. Updated = Late payments removed, item closed, item now showing paid vs. unpaid. Unchanged / Remains = CCFG hits it again. You  will need Adobe Reader, Free from Adobe.com

Group One Group Two Now you can see our results on YouTube! Negative Items Deleted from Credit Reports Derogatory items removed from reports

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